Scrummy Stash Cafe set us the challenge this week to use monograms. For this card I cut out the framed "u" on the expression using the mini monograms cartridge (rather appropriately! LOL). The colour scheme came from the Daring Cardmaker's dare to make a red and white card.
Stamp is by Penny Black and the rub on letters (love) are Doodlebug simply sweet.